Hey, I'm Carmen!

Recently, I've had the privilege of working with a diverse range of professionals, including corporate employees, coaches, therapists, real estate agents, construction workers, general contractors, IT specialists, cigar lounge owners, and nurses. I also support small businesses and their employees regardless of their team size.

I strive to transform outdated beliefs about investing, particularly regarding retirement. I empower individuals to adopt a tax-free millionaire mindset and strategy. This approach not only creates passive lifetime income for my clients but also cultivates generational wealth that benefits their families long after they have transitioned.

Remember its NOT about your rate of return in retirement that matters its about how much money you have saved at your desired retirement age AND how long that money will last you! Join me as I unveil more hidden FACTS on saving for retirement.

- Carmen Hornberger CEO